Loan Rates

Competitive Loan Rates & Terms

Buying a new or used vehicle? Call us toll-free at 1-800-360-6362 or complete a short online application here. We offer terms to fit most any budget and up to 90 days before your first payment is due.

Less than perfect credit? Work with us to finance your next vehicle and save big money over the options available at the dealership!

Already financed somewhere else? We want your business.  And when we move your loan to GPFCU your first payment can be due up to 90 days later, putting cash in your pocket now!

Are you a CU POWER member? That's worth a .25% discount off your AUTO, MOTORCYCLE, BOAT, TRUCK or RV loan. Additional discount available for payroll deduction payment method. Floor rate currently 1.74%.

New and Used Auto Loans: Effective April 16, 2014
Model Years Approx. Term (Months) Rates without discounts as Low As
2012- newer   0 - 60 Months 1.99% APR*
2012- newer 61 - 72 Months 2.49% APR*
2012- newer 73 - 84 Months 3.24% APR*
2009 - 2011   0 - 60 Months 1.99% APR*
2009 - 2011 61 - 72 Months 2.99% APR*

* Your Annual Percentage Rate (APR) may differ based on your credit worthiness and could be higher than the stated rate. All rates and terms quoted are subject to change. 

Buying something older than 2009? We finance those at competitive rates, too.

Other Collateral: Effective April 16, 2014
Approx. Term (Months) Rates without discounts as Low As
  0 - 60 Months 4.50% APR*
61 - 72 Months 5.00% APR*
73 - 84 Months 6.00% APR*

Other Collateral model years 2009 and newer, including RV's, PowerSport and Water Craft. Longer terms available based on amount financed.

* Your Annual Percentage Rate (APR) may differ based on your credit worthiness and could be higher than the stated rate. All rates and terms quoted are subject to change.

Are you paying at or near retail value? Add GAP protection and peace of mind for as little as $275.

We also offer Mechanical Repair Policies and coverage for Loss of Life and Disability.

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